The year 2023 has seen UK financial advisers navigate multiple headwinds including turbulent markets, regulations and macroeconomic challenges. In addition to this, emerging technologies including artificial intelligence present new opportunities and raise new uncertainties. This report delves into the attitudes and outlooks of advisers during this time of change and flux. In particular, it provides insights into the biggest challenges facing advice firms, along with adviser views on the new Consumer Duty regulation and artificial intelligence.