The year 2022 has seen the UK face a collision of crises including a cost of living crisis, political crisis, LDI crisis, energy crisis and the ongoing Ukraine crisis. This has created a brutal backdrop for financial advisers battling against a hazardous set of headwinds including inflation, interest rate rises and plunging equity markets. So looking ahead to 2023, what do advisers see as the top challenges facing their businesses? And what impact do they think rising inflation will have on the yawning advice gap? CoreData’s latest report, based on a survey of 266 UK financial advisers, provides insights and answers to these questions and more. In addition, the report looks at adviser attitudes to greenwashing, the growing array of ESG regulations and how well advisers understand these rules. It also explores adviser views on cryptocurrencies amid growing client interest.